Backlog
27Under consideration
Account Section
It would be great if accounts and transactions were separated in overview. Clicking an account could open up a page where you can easily see all transactions in the account, sync status and data provider, notes section for that account and maybe a graph showing how the account balance has changed over different time periods. Useful to see balance changes for savings accounts or how fast a loan account is being paid off etc
Cash Flow Sankey
A really nice feature to visualize cash flow would be a Sankey chart similar to the one in Monarch Money under ‘Reports > Cash Flow. I am coming from Monarch Money because I want to support a Canadian business, your csv transaction imports are the best I have seen and PLAID and MX stopped working for transaction sync. I am glad I found Waypoint Budget. Thank you, Niels
Banks goes in Navigation
It would be a lot easier if you could put the “Banks” tab that is in the transaction page into the Navigation. Like it could go: Dashboard Transactions Banks Budget Or something like that
Needs vs Wants
Add a permanent attribute to each budget item to denote whether an expense could be considered a need or a want. A phase 1 virtualization would let people see in real dollar terms (and %) whether their spend is on necessities or wishes. This might assidt with improving spending and budget management. A future enhancement could offer a simulation engine to adjust needs vs wants to see how money could be adjusted to free up funds, meet goals or reduce budget shortfalls while still meeting needs.
Combine calendar & subscription?
I feel like there's a lot of overlap between these two pages. I tend to default to subscription more but then I lose out on seeing income which calendar shows. Maybe if it does merge, the same monthly cost and yearly cost it shows at the top of the subscription could also show monthly and yearly paycheck incomes? This would also allow for rollover budget bill items which do not show on the calendar to be manually added as a subscription so it's all on one nice page.
Additional Charts and Stats on Reporting Page
Hi, I’d love to see a few additions to the Reports page to make financial trends and summaries easier to analyze, especially on mobile: Category & Group Breakdown Over Time: A stacked bar or line chart showing category/group trends month-by-month, making it easy to see how spending in each category shifts over time. Combined Trends: Combine the Income vs. Expense chart and the Monthly Savings Trend by adding a subtle, muted savings line directly onto the Income vs. Expense chart. Additional Spending Stats: Add quick summary metrics such as average transaction amount, daily spending average, and largest spending day. Mobile UI Polish: Redesign the Earned/Spent/Saved overview card on mobile so all three metrics fit on screen without requiring horizontal scrolling. Improve the Category Breakdown navigation on smaller screens. (Bonus) Day-of-Week Spending Heatmap: A visual showing which days of the week (e.g., weekends vs. weekdays) you spend the most money on average. This is more of a nice to have, maybe difficult addition so totally up to you. Also would love Sankey diagram but there is already a feature request for that.
Filters on report page
Hi, I’d love to see filtering options on the Reports page to help analyze specific spending habits. Filter Controls: Ability to filter reports by Tag, Category, Merchant/Payee, Account, and Notes. Saved & Recent Filters: Option to save filter presets or quickly re-apply recent filter combinations. Key Use Cases: Tagging all expenses for a specific trip (e.g., #vacation2025) to get a complete, dedicated financial summary for that event. Analyzing a specific category like seeing a yearly report for my groceries only. Comparing spending between several specific tags or categories side-by-side.
Subscriptions
Adding the option to manually add transactions as recurring so they get added to the subscription page would be nice as opposed to waiting for it to be automatically detected. I know you can manually add the transactions in the subscription menu, but this doesn’t show the history of the transactions.
iPhone Quick Actions
It would be great to have quick actions on the iPhone so that a manual transaction can be quickly created by long pressing the app icon
Add goal items to budget
I currently have to create a category for goal items I contribute to monthly so it is accounted for in the budget, but it would be easier if I could just choose certain goals and their monthly contributions to show up in the budget section.
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Tithe Option
A category option for tithe would be great. Where through out the month it tracks 10% or how ever much you need and puts it in a category or budget so you know how much you owe in tithe
Set a monthly budget amount for a group, not just a category
I was hoping to create a budget amount for a group, that would include many categories. for example: one category in ‘the group’ may be dining out, the other personal care, the other clothing. I have $500 to spend between these 3 categories, but maybe one month i want to buy more clothes and not dine out. I want to track the categories, but be able to choose how much I spend in each one depending on needs in that month. can you do this?
More than 5 connected accounts?
Perhaps I should take this as an opportunity to get rid of some, but between my wife and I we carry more than 5 credit cards (plus the main bank account). Any thoughts on allowing folks to pony up for additional connections?
Income Streams
I would like to be able to input multiple income sources into the budget area. I have my regular paycheque, but also some benefits, and some self employment income, but because some of the amounts can change month to month I would like to manually put them all in as you do with Fixed Income instead of using the Variable Income Income type which tracks over the last 30 days. So essentially within Fixed Income I would like to add multiple items.
Mutli-currency?
I live in Belize, I saw your post in Reddit and tried out Waypoint. I love it and I’m using the free version. Do you plan to add more currencies? In belize we us BZD.
Subscription Tracking and Reminders
Enable flagging of expenses related to subscriptions with a calendar reminder widget to help people assess within 30-60 days of renewal date whether or not a subscription should be renewed.
Transaction Modal Notes
Being able to put own notes for each transaction would be nice. “This gift was for my mom”
Monthly Budget Progress Tracking
You already have a Planned budget amount for each category for a given month, add Actual (the amount currently spent) and Remaining (the amount unspent so far). This would make managing the budget more meaningfull. You could also make it easy to move money from one category to another to balance under and over categories that month.
Sort list of Accounts
Would you be able to set it up so we can sort the Accounts per bank and the Banks list on the Transactions > Banks page? And then use this sort order on the Dashboard > Accounts list? Thank you
Deleting a category for this month and future months only
I get that the idea is to set categories to 0$ so that you can easily use them again in the future, but if I plan to cut out a subscription service for example, I don’t want to have to choose between keeping that 0$ category in my dashboard forever or creating a bucnh of uncategorized transactions in the past. Consider adding an option to allow deleting a category for all future months while leaving historical months the same.