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Registered Account tracking
This could be a precursor to adding an investment section but it would be great to be able to track contribution rooms for registered accounts. Currently using goals to indirectly track this.
More data for assets
This would be a fantastic future addition to see not only the current value of your asset but also how it has changed over time, purchase price, cost of ownership, monthly costs, etc. I currently have to use a second app to track the cost of ownership for my car, for example, so this would eliminate that. Not sure if there are any providers you can get live real estate and car values from in Canada, but even the manual entry would show a lot. I haven’t tried this, but I believe it is something Neontra offers? I attached screenshots from their website so you can have an idea of what I am describing.
Bug - Android UI
If I go to edit an account name in the bank section, the screen goes white if the keyboard is on the screen.
Credit Card due dates
Having the option to set when each credit card is due and have it show up in the calendar would be great. Once the due date for each credit card is set, this could also calculate the statement balance by adding up the posted transactions in the statement period.
Income sources progress bar in budget
I would love to also be able to see the same options for income sources as I do for expense budget items.
Calender Sync
It would be great if there were an option for the app’s calendar to sync to google/apple calender. Allows paydays, bills, subscriptions, etc to be easily visible alongside other day-to-day events. I currently manually add a task to my Google Calendar to pay bills, rent, etc. along with their due dates, so this would eliminate the need for that.
Bug - Ipad UI
The first is the app cuts into the status bar at the top. The second is if i rotate the screen to potrait and back again to landscape, the sidebar dissapears with no way to access it again besides closing the app.
Bug - Incorrect total in merchant report
In the top spending by merchant section under reports, the total shown per merchant treats refunds/reimbursements as spending and thereby added to the total. If i click the merchant the correct total spending is shown with refunds deducted.
Bulk edit name changes
Adding the option to rename all selected transactions in the bulk edit menu would be a useful addition. I know the prompt for a name change is already there after changing one transaction, but that's only useful if all the transactions were initially the same name.
Differentiate savings from an expense
A way to differentiate a budget item as a savings vs expense. For example, if I am able to save more in a category, it does not show as “over budget”. Right now also savings show as an expense, would prefer it showed Income > Money Saved > Expenses > What’s left.
Update goals dashboard card
It would be nice to be able to see how I'm doing on my goals (ahead, behind, on schedule) and what the overall target is at a glance on the goals card for the homescreen.
Rollover Start Date
If I want to set the rollover start date to March 2025 for example, it initially shows the earliest start date as Jan 2026. I first have to select Jan 2026, save it, then go back in then it might show me up to 6 month further back from Jan 2026 or it might show me only 1 month further back. For the ones that show only 1 month further back I have to repeat the process going back 1 month at a time before I reach the desired start date.
Integrate with iOS shortcuts
iOS supports creating Shortcuts to quickly integrate and automate workflows with any app. I would love if Waypoint was integrated with Shortcuts, some ideas could include: Quickly adding an expense by text or via Siri Importing a statement from the Share Sheet Take a photo of a receipt and directly create a transaction for it Opening a specific Waypoint screen with a shortcut. Exporting some of the data like transactions for a specific period with specific filters. Thank you!
Give Money Coach the same tools as Connected Assistants
You recently added a feature to connect external assistants like ChatGPT or Claude to Waypoint. The tools that come with these connections are great. The “List transactions” tools is particularly useful, it lets the AI agent run queries with filters on any time frame. Money Coach for now seems to only have access to the last 2 months of data, limited to 200 transactions and some of the early ones omitted. The snapshot is also updated periodically and is not in real time. I would love if Money Coach had access to all the same tools so it could give more real time insights on the financial landscape. I also noted the following limitations: Money coach can’t see transaction types (reimbursements, refunds, expense). It all showed as “expense”, so when I ask healthcare breakdown, everything is considered an expense. Can’t see transactions notes either, it would help to give all fields like MCP does (notes, type, etc.) The summaries it can see are gross spent, not net of reimbursements and refunds. It is unable to generate a chart with multiple lines or bars It can make arithmetic mistakes It can’t do multi line input on mobile (Enter key starts the search) It can’t see category descriptions (there could be useful info to understand how the user setup categories) Thank you!
Allow rules to add tags, apply to goal and change type
I love the rules feature and how it learns on its own. For now it can only update a category or choose to count or leave out of the budget. It would be great if it could update other fields of transactions such as adding tags, changing the transaction type an including in a goal. Here are some of my use cases which I have to do manually for now: if a transaction is for a clothing store, add shopping category and clothing tag if the transaction is a transfer to my investment account: add to investment goal If the merchant is my insurance, set type as reimbursement This would help automate and simplify my transactions creation and import workflow. Thank you!
Keep state when switching tabs
Hi, when I switch tabs, it would be nice if the state of filters and scroll was all preserved. For example I run a search on transaction page, scroll down, then check something on the home page, when I come back to transactions it’s all reverted to initial state without filters and scroll is back at the top. I would love if the scroll and stateful filters, as well as anything stateful was preserved across the app. Thank you.
Apply merchant categorization rules to historical transactions (retroactive rules)
Feature request: Merchant rules currently only apply to future transactions. Once a rule is created, past transactions from that merchant remain uncategorized or incorrectly categorized. Why this matters: Accurate historical data is essential for identifying spending trends, reviewing past months, and making reliable budget decisions. Having to manually recategorize every old transaction from a merchant is time-consuming and error-prone. Proposed improvement: When creating or editing a merchant rule, add an option such as: “Apply this rule to past transactions” Optionally let the user choose a date range (e.g., “last 3 months,” “all history,” or a custom range) Show a preview of how many transactions would be updated before confirming This would keep historical data clean and consistent with the rules I set, so trend analysis and reports reflect reality instead of incomplete or outdated categories. Thank you!
Add “Add category to budget” option (with transaction amount suggestion) when categorizing a transaction
Feature request: When I update or categorize a transaction, I can assign a category, but there’s currently no way to immediately add that category to the budget (or update its budgeted amount) with a suggested value based on the transaction amount. Current friction: Categorize a transaction. Switch to the Budget tab. Scroll to find (or create) the category. Manually enter a budget amount. Often realize I’ve forgotten the exact transaction amount and have to switch back to Transactions to check it. Proposed improvement: After selecting or creating a category on a transaction, show a simple option such as: “Add this category to budget” (or “Update budget for this category”) Pre-fill the suggested amount with the transaction’s amount (or a rounded/reasonable default) Let me confirm or edit the amount in place before saving This would keep the flow inside the transaction view and eliminate the constant tab-switching and amount lookup. Thank you!
Auto suggest description
If I have to rename a description it would be nice if it auto suggests the name as I type so I can see and match the previous names. Currently I have to search all transactions to see my previous descriptions before renaming a transaction.
Missing logo on splits
Split expense transactions seem to be missing the logos and the option to add them. The pre split name also just shows the original transaction name even if both splits are renamed.