Needs vs Wants

Add a permanent attribute to each budget item to denote whether an expense could be considered a need or a want. A phase 1 virtualization would let people see in real dollar terms (and %) whether their spend is on necessities or wishes. This might assidt with improving spending and budget management. A future enhancement could offer a simulation engine to adjust needs vs wants to see how money could be adjusted to free up funds, meet goals or reduce budget shortfalls while still meeting needs.