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More than 5 connected accounts?

Feature RequestHigh Priority

Perhaps I should take this as an opportunity to get rid of some, but between my wife and I we carry more than 5 credit cards (plus the main bank account). Any thoughts on allowing folks to pony up for additional connections?

Posted by Paul R Pival ·
Status: Completed3 comments

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Comments3

  • team@waypointbudget

    Team•

    Jun 25

    Hi @Paul R Pival 👋

    Remember this one? It's live now 🎉

    You can add extra bank connections beyond the 5 included with Pro — $1.50/month each, up to 20 total on your account. So you and your wife can connect all the cards plus your main account without having to trim anything down.

    As we mentioned earlier, the 5-cap really came down to what our bank-aggregator partners charge us per connection so instead of raising prices across the board, this lets the folks who genuinely need more cover that per-connection cost directly.

    You'll find it in Settings → Subscription: under "Need more bank connections?", tap Add Connections, choose how many you want, and it shows the monthly total before you confirm. Adjust or remove anytime.

    Thank you for the people that upvoted this. Hope this finally helps you get a complete financial picture.

    Cheers,

    Waypoint Budget Team

  • team@waypointbudget

    Team•

    Apr 29

    Hey @Paul R Pivalthanks for raising this, it's something we hear from a meaningful slice of users.

    We've intentionally capped at 5 bank connections per Pro household for now. The cap is mostly driven by what our bank aggregator partners charge us per active connection (especially Flinks), at our current volume those costs scale linearly, and the math doesn't quite work to raise it without changing pricing. As we grow into the next infrastructure tier, the per-connection cost drops significantly and we'll revisit the cap then.

    Realistic timeline: not in the next month or two, it's a function of overall account growth more than engineering effort. We'll update this thread when we have something concrete.


    Marking as Planned (Tier-Gated): staying on the roadmap, just waiting for the right moment.

  • team@waypointbudget

    Team•

    Apr 24

    Hi Paul,

    I do have plans for this, I just discussed this with my cofounder too and we think it would be a great idea!

    We just need to scope it out and plan how we will approach this but it’s high on the list.