Hey, good news on the filter side: there's already an account filter on the Transactions page. Open the filter panel (filter icon next to the search bar) and you'll see an "Account" section with a button for each connected account. That gets you a per-account view of just that bank's transactions today.
Full YNAB-style reconciliation (running balance per row, cleared/uncleared status, mark-as-reconciled workflow) is a bigger feature we don't have yet but are tracking. Would that be what you're after specifically? If yes, tell me more about how you use it in YNAB and we can scope it properly :)
echozoom87
•
Apr 8
I think I’m missing something. What do I need to click on to get the account menu? Or am I missing it because I didn’t connect my bank accounts automatically?
With YNAB I enter all transactions manually (most of mine recur every month and enter automatically, so it is easy. So yes, I would be interested in the full YNAB-style reconciliation as you describe above.
I’ve been hesitant to use the automatic linking because it can violate bank TOS due to needing to share passwords and such. Hopefully we will finally get open banking at some point and every bank will need to provide a proper API so that there can be data transfer without password sharing.
team@waypointbudget
Team•
Apr 9
Hi, yes you need a bank account connected in order for that dropdown to show up. Unfortunately at the moment we don’t have a way to connect manual bank accounts, maybe something we’ll add in the future but most of our users are comfortable connecting their banks and if not then they rely on tracking their spending against their income which acts as their balance for the month.
It’s just something that works for our customers and is how our app is structured. You know your income which is essentially how much you expect in your bank each month and then the transactions that you track against is how much you have spent which leaves you with what’s left.
But I understand where you are coming from and your experience with YNAB. I’m hoping eventually I can streamline things when we finally have Open Banking and we don’t have to jump through hoops to connect to banks anymore :)
echozoom87
•
Apr 9
Makes sense. You’ve designed a very impressive app!
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Comments5
team@waypointbudget
Apr 8
Hey, good news on the filter side: there's already an account filter on the Transactions page. Open the filter panel (filter icon next to the search bar) and you'll see an "Account" section with a button for each connected account. That gets you a per-account view of just that bank's transactions today.
Full YNAB-style reconciliation (running balance per row, cleared/uncleared status, mark-as-reconciled workflow) is a bigger feature we don't have yet but are tracking. Would that be what you're after specifically? If yes, tell me more about how you use it in YNAB and we can scope it properly :)
echozoom87
Apr 8
I think I’m missing something. What do I need to click on to get the account menu? Or am I missing it because I didn’t connect my bank accounts automatically?
With YNAB I enter all transactions manually (most of mine recur every month and enter automatically, so it is easy. So yes, I would be interested in the full YNAB-style reconciliation as you describe above.
I’ve been hesitant to use the automatic linking because it can violate bank TOS due to needing to share passwords and such. Hopefully we will finally get open banking at some point and every bank will need to provide a proper API so that there can be data transfer without password sharing.
team@waypointbudget
Apr 9
Hi, yes you need a bank account connected in order for that dropdown to show up. Unfortunately at the moment we don’t have a way to connect manual bank accounts, maybe something we’ll add in the future but most of our users are comfortable connecting their banks and if not then they rely on tracking their spending against their income which acts as their balance for the month.
It’s just something that works for our customers and is how our app is structured. You know your income which is essentially how much you expect in your bank each month and then the transactions that you track against is how much you have spent which leaves you with what’s left.
But I understand where you are coming from and your experience with YNAB. I’m hoping eventually I can streamline things when we finally have Open Banking and we don’t have to jump through hoops to connect to banks anymore :)
echozoom87
Apr 9
Makes sense. You’ve designed a very impressive app!
team@waypointbudget
Apr 9
Thank you! <3