Partially automated categorization

I’m coming from YNAB and one of the strengths of that was I always knew where my money was categorized because I had to confirm every transaction.

I do like the idea of automatic categorizing with AI, but to be done well it should be measured, or configured in on-boarding. Especially when I first signed up, the app didn’t know how to categorize and made a number of incorrect categorizations.

It would be good to have different levels of help with the AI

1. Fully automate - where as it is now - categorizes for you

2. Partially automate - where it will categorize high certainly transactions automatically, and ask for medium and low certainty transactions, or even recommended categorizations to confirm

3. Manually confirm each transaction- highest precision and certainty that your transactions are being categorized correctly

This would be a more measured path to increase precision, and help me feel more comfortable with the automated categorizing