Linking transfers/payments to accounts: just shipped! When you pay your credit card from chequing, the two transactions now collapse into a single "Credit Card Payment" row showing source → destination. Refresh your transactions page and you'll see it on any past CC payments.
Expanded:
Credit card balance on the dashboard: we've intentionally left this out, and want to explain why. Showing a CC balance next to your chequing balance can imply that credit available is money you have to spend, when it's actually debt capacity. We don't want the app nudging users toward treating credit as cash, that's how people end up in debt without realizing it.
What you can use instead:
Banks page: all account balances including CC, when you specifically want to see them
Net Worth page (Pro): treats credit cards as liabilities so you can track payoff progress in the right framing
Transactions: every CC purchase already counts as an expense in your budget the moment it happens, so you feel the impact in real time
Closing this one as "Won't Do" but happy to keep talking if you have a use case the above doesn't cover.
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Comments1
team@waypointbudget
Apr 29
Hi @Notorious926,
Thanks for the feature requests!
Linking transfers/payments to accounts: just shipped! When you pay your credit card from chequing, the two transactions now collapse into a single "Credit Card Payment" row showing source → destination. Refresh your transactions page and you'll see it on any past CC payments.
Expanded:
Credit card balance on the dashboard: we've intentionally left this out, and want to explain why. Showing a CC balance next to your chequing balance can imply that credit available is money you have to spend, when it's actually debt capacity. We don't want the app nudging users toward treating credit as cash, that's how people end up in debt without realizing it.
What you can use instead:
Banks page: all account balances including CC, when you specifically want to see them
Net Worth page (Pro): treats credit cards as liabilities so you can track payoff progress in the right framing
Transactions: every CC purchase already counts as an expense in your budget the moment it happens, so you feel the impact in real time
Closing this one as "Won't Do" but happy to keep talking if you have a use case the above doesn't cover.